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NZD/USD is lower this morning on the poor data and info out of China over the weekend:

• China offers few details on stimulus in Saturday's press conference
• Four of China's biggest state-owned banks confirm mortgage rate cuts, beginning October 25
• China September CPI rate fell below August and below expectations. PPI slumped further.

September card spending data:

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Data for purchases made in New Zealand on debit, credit and store cards.

Card spending data covers around 68% of core retail sales in NZ. Its used as the main retail sales indicator for the country.